You can spend a fortune building your home or business property, unfortunately, it doesn’t mean they are immune from theft and burglary. Any incident of theft or burglary at home or work premises can have a huge financial impact and disrupt your sense of security instantly. Theft and burglary are unpredictable but ensuring your property is safe is a smart choice. With HDFC ERGO’s Theft and Burglary Insurance, you can protect your valuable assets against unforeseen events. Our comprehensive coverage provides financial protection against losses, ensuring that you can recover swiftly and with peace of mind, no matter what comes your way.
Theft means taking someone's property but does not involve the use of force. ... Burglary means illegally entering a property in order to steal property from it.
To make a claim under the burglary insurance policy, you would have to follow the below-mentioned steps –
● As soon as the burglary or theft happens, inform HDFC ERGO immediately. Intimation of the loss should be given within 7 days of the occurrence of the incident. You can send the intimation through an email or through registered post.
● You can also call the toll-free claim helpline number 1800 2666 400
● Submit all claim-related documents within 15 days for the claim to be duly processed
● The company would send a surveyor to assess the extent of the loss. Help the surveyor complete the survey satisfactorily
● In the case of legal complications, like burglary or theft, file a police FIR and submit the same with HDFC ERGO
● The surveyor would assess the damage, prepare a claim report and submit the same to the insurer
● Based on the surveyor’s report and the claim-related documents, the insurance company would settle the claim